Getting an appraisal from GIZZI APPRAISAL SERVICE INC.

Year after year, thousands of people in Florida purchase, sell or refinance their home. Many of these transactions involve a simple line item for an appraisal. Nearly all lenders still call for a local expert because the stakes are so high, even though there are a developing number of automated home valuation systems that might appear to be more economical than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there more situations when the services of a licensed, independent real estate professional could be beneficial? Of course.


	For real estate appraisals in CAPE CORAL and Lee County, it's easiest when your order online from GIZZI APPRAISAL SERVICE INC., just click here.

Appeal your tax assessment in Lee County

If you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from GIZZI APPRAISAL SERVICE INC. is your best evidence when building your case. We're qualified to assist you in appealing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

When the amount being loaned to the buyer is more than 80% of the actual value of the real estate, almost all lenders ask home buyers to buy an supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often bundled into the monthly mortgage payment and is soon forgotten. This is unfortunate because PMI isn't required when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, GIZZI APPRAISAL SERVICE INC. can provide you with a statement regarding the value of your home. The expense of the home valuation can generally be offset in little time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from GIZZI APPRAISAL SERVICE INC.

A divorce is often complicated by the challenging decision of who keeps the property, and it can be an especially heartbreaking occurrence for both parties. Regardless of the situation, it's a good idea to order an appraisal from GIZZI APPRAISAL SERVICE INC. so both parties are completely aware of the true market value of their house.

If the parties need to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Settling an estate with peace of mind

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these issues, unlike wealthy individuals. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received a fair deal.

GIZZI APPRAISAL SERVICE INC. can help you with relocating to or from Lee County

Employee relocation can be a more than just an inconvenience. We know where you're coming from. We take great care in organizing an accommodating appointment time for the appraisal inspection. During our detailed process, we suggest relocating employees to provide input on the positive aspects of their property, along with information regarding any recent sales or listings in their area that they want considered.

Selling your home quickly at the right price

Whether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your selling price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees depend on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.