Reasons someone would call MARC ANTHONY GIZZI APPRAISAL & CONSULTINGEvery year, thousands of people in Florida buy, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Nearly all lenders still need a local expert because the stakes are so high, even though there are a developing number of automated home valuation methods that might appear to be cheaper than an appraisal. But is obtaining a mortgage the only reason to get an appraisal? Are there additional cases when the services of a certified, independent real estate professional might be helpful? Of course there are.
Appeal your tax assessment in Lee CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if values have declined in your area, you can appeal your assessment and save money. An appraisal from MARC ANTHONY GIZZI APPRAISAL & CONSULTING is your best evidence when building your case. At MARC ANTHONY GIZZI APPRAISAL & CONSULTING,we can assist you in disputing your tax assessment.
Let MARC ANTHONY GIZZI APPRAISAL & CONSULTING help you eliminate PMI to lower your mortgage paymentWhen the amount being loaned to the home buyer is more than 80% of the actual value of the real estate, many lenders ask buyers to purchase an extra insurance policy. That policy is Private Mortgage Insurance, or PMI. This added payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.
If you'd like to get rid of PMI, MARC ANTHONY GIZZI APPRAISAL & CONSULTING can produce a statement regarding the value of your home. The expense of the appraisal can often be offset in little time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a particularly traumatic experience for both parties, and it is often more complicated by the troublesome decision of who maintains the house. It's a good idea to get an appraisal from MARC ANTHONY GIZZI APPRAISAL & CONSULTING so both parties are entirely aware of the true market value of their home, regardless of the circumstances.
The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Settling an estate with peace of mindThe loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.
Unlike many wealthy individuals, most Americans do not have dedicated estate planners or executors to handle these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.
MARC ANTHONY GIZZI APPRAISAL & CONSULTING can help you with relocating to or from Lee CountyWe are aware of the headaches associated with an employee relocation. We take great care in organizing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive attributes of their property, along with information about any new sales or listings in their neighborhood that they want considered during our intensive process.
Selling your home quickly at the right priceA professional appraisal will help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. The price we charge isn't a percentage of the sales price, but rather they are calculated on our efforts to complete the appraisal.
On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money.