Real estate appraisal services for homeowners in the city of CAPE CORAL and Lee County
The top seven reasons FL homeowners use MARC ANTHONY GIZZI APPRAISAL & CONSULTING:
Do you own a home in or near CAPE CORAL? Do you need help determining the price of your real estate?
At MARC ANTHONY GIZZI APPRAISAL & CONSULTING, we understand the individual needs of a consumer after appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, lawyers, and accountants. Being a person not in the real estate field that most likely doesn't see an appraisal on a regular basis,we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we document our conclusions.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are qualified in helping clients just like you delete unneeded PMI insurance.
Challenging a property tax assessment
Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This only means you're paying higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from MARC ANTHONY GIZZI APPRAISAL & CONSULTING is your number one weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. This can this be annoying from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. MARC ANTHONY GIZZI APPRAISAL & CONSULTING can provide you with efficient appraisal to help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from MARC ANTHONY GIZZI APPRAISAL & CONSULTING can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your house.