Attention homeowners in CAPE CORAL and Lee County: Need an appraisal?
Here are the top reasons FL homeowners use MARC ANTHONY GIZZI APPRAISAL & CONSULTING:
Do you own a house in or near CAPE CORAL? Do you need help determining the price of your real estate?
At MARC ANTHONY GIZZI APPRAISAL & CONSULTING, we understand the particular needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at MARC ANTHONY GIZZI APPRAISAL & CONSULTING will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract many interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping customers just like you do away with unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if you live in an area that is declining. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from MARC ANTHONY GIZZI APPRAISAL & CONSULTING is your number one weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. MARC ANTHONY GIZZI APPRAISAL & CONSULTING can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? An appraiser from MARC ANTHONY GIZZI APPRAISAL & CONSULTING can go out and check the subject and comparables in a field review. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have had in the past. Even though this is usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.